Now that Google Wallet is on the scene, is a regular wallet even necessary? Pay without cash or charge card in hand, safely and securely.
Begin
To start, go to the Google Wallet website to set up a free account. Then, download the Google Wallet application to your compatible smartphone. Link your credit and debit cards to the account, and designate a preferred card. Then you can use Google Wallet to pay at stores where hardware that can accept digital wallet payments is present.
Buy with your phone
Google Wallet works by assigning the customer a virtual MasterCard account number. The account number is used to draw funds from your credit or debit card of choice, be it Visa, MasterCard, American Express or Discover. When used offline, the virtual MasterCard number is the one used by the merchant except in rare cases involving Citi MasterCard, then the preferred card is charged later. Online purchases charge the preferred card directly.
You can keep thieves from stealing your account data by using a virtual number rather than a real one. On top of that, the information for the card is stored with the number rather than with your mobile phone. Google Wallet can then deactivate on the phone and wipe all data from the app if you report your phone stolen.
Trip with Google Wallet
With any service that aspires to take the place of traditional cash-in-hand payments, there will be the question of whether you can leave home without it. Google Wallet makes it easy to leave without having to make sure that you're carrying all of your credit cards, and that's a big part of the current trend toward a cashless society. But you'll still need your wallet for things like you driver's license, or at least until they find a way to digitize that. And not all merchants are on board with services like Google Wallet, although it's only a matter of time.
Begin
To start, go to the Google Wallet website to set up a free account. Then, download the Google Wallet application to your compatible smartphone. Link your credit and debit cards to the account, and designate a preferred card. Then you can use Google Wallet to pay at stores where hardware that can accept digital wallet payments is present.
Buy with your phone
Google Wallet works by assigning the customer a virtual MasterCard account number. The account number is used to draw funds from your credit or debit card of choice, be it Visa, MasterCard, American Express or Discover. When used offline, the virtual MasterCard number is the one used by the merchant except in rare cases involving Citi MasterCard, then the preferred card is charged later. Online purchases charge the preferred card directly.
You can keep thieves from stealing your account data by using a virtual number rather than a real one. On top of that, the information for the card is stored with the number rather than with your mobile phone. Google Wallet can then deactivate on the phone and wipe all data from the app if you report your phone stolen.
Trip with Google Wallet
With any service that aspires to take the place of traditional cash-in-hand payments, there will be the question of whether you can leave home without it. Google Wallet makes it easy to leave without having to make sure that you're carrying all of your credit cards, and that's a big part of the current trend toward a cashless society. But you'll still need your wallet for things like you driver's license, or at least until they find a way to digitize that. And not all merchants are on board with services like Google Wallet, although it's only a matter of time.
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